• Articles

    Leshy: The Slavic Lord of the Forest

    Forests tend to be naturally spooky places. They are dense with trees letting in little light, and offering plenty of spots for predatory animals to hide while stalking their prey—prey that sometimes include humans. But life also thrives there. For the Slavic people, there’s one spirit that rules it all, a lord of the woods—the Leshy. The leshy. The leshy is a shape-shifting creature that may appear human but also takes on the form of the animals and plants he protects. He was once believed to lead travelers to their deaths but could also insure a successful hunt. He kidnapped young women but kept cattle from getting lost in the…

  • What The Heck Is An Index Fund?
    Articles,  Blog

    What The Heck Is An Index Fund?

    From an early age, we’re taught to celebrate winners. Look up to champions. Revere Gold-medalists. We make fun of “participation trophies”. I mean, when was the last time you heard somebody bragging about having a few dozen followers or a perfectly average salary? So how do you explain the explosion in popularity in an investment tool that offers nothing more than a guarantee of average results? Nothing fancy… just average. Strange as it might seem at first glance, the meteoric rise of the “Index Fund” is a lesson in how sometimes, aiming for “average” might be the “best” strategy of all. In an earlier episode, we explained how mutual funds…

  • Articles

    What College Majors Are Worth the Money?

    Hey hun! Whatchya doin? Oh just nailing my most valuable possession to the wall. Jazzy Bear! No, not the dog. My college diploma. Oh, right. Yep. This little piece of paper cost me about $320 per square inch. Wow. That’s almost as much as a Manhattan apartment. It does make you wonder… I mean, would I be happier if I chose another major? Or gone to trade school instead?? At least you’d know you can’t hammer a screw into the wall. Huh. I just thought it was fancy nail. [MUSIC] It’s not exactly a news flash that college is expensive. Graduates our age have an average of $37,172 in student…

  • Fact vs. Theory vs. Hypothesis vs. Law… EXPLAINED!
    Articles,  Blog

    Fact vs. Theory vs. Hypothesis vs. Law… EXPLAINED!

    [MUSIC] We need to get something straight. Evolution by natural selection is a theory. So is climate change. But people keep saying that like it’s a bad thing… [MUSIC] I get it, I understand your frustration. We’re all searching for ultimate hashtag #truth, and complex, challenging ideas don’t always fit nice and neatly in our brains. But what is truth? Are there different levels of truth? Are some truths truthier than others? I don’t know. But I do know this: Science is the absolute best tool we have for understanding how the universe works, and theory is not a 4-letter word. If we’re going to trust science together, the least…

  • Will You Still Eat Raw Fish After Watching This Video?
    Articles,  Blog

    Will You Still Eat Raw Fish After Watching This Video?

    Hey smart people, Joe here. What do poke, sushi and sashimi, and all these dishes have in common? They’re delicious. They’re made with raw fish. And they could all give you parasites. Yep. The ocean is a parasite playground. That warning about raw or undercooked fish at the bottom of every menu? It’s there for a reason. At least 15,000 different species of wormy parasites use fish as a host. Raw fish dishes like sashimi are, well… raw. They’re never cooked–which means any parasites or parasite eggs in the fish can end up in our tummies. In case you’re wondering, let me make this next part extra clear for ya:…

  • What is Farthest Away?
    Articles,  Blog

    What is Farthest Away?

    If you’ve ever looked at the night sky, you’ve probably wondered, what’s out there? And how far does it extend? Well … you’re in good company. For thousands of years, humans have been curious about what’s off the edge of the map. Today, science may finally be close to giving us answers to even bigger questions: Does the map even have an edge? And what’s the farthest away anything can be? [OPEN] When humans first started mapping their location in the world around the 6th century BC, the edge of the map was… not very far away. Our earliest world maps showed flat, circular views of the Earth, like you’d…

  • DNA Doesn’t Look Like What You Think!
    Articles,  Blog

    DNA Doesn’t Look Like What You Think!

    [PBS Intro] I hate to tell you this, but if you’ve ever looked at a biology textbook, chances are it was lying to you. Or at least not telling you the whole story– about DNA. Today, we’re going to fix that. [OPEN] Real quick, what image comes to mind when I say “DNA”. Have you got it? You’re probably imagining something like this, or this, or maybe this? That’s not what DNA looks like. Of course you can’t exactly take a photograph of DNA, or see it through your typical microscope. It’s simply too small. A double helix of DNA is just 2 nanometers wide. A DNA strand next to…

  • How to Do Market Research!
    Articles,  Blog

    How to Do Market Research!

    I have an exciting investment opportunity only for Two Cents viewers: Beard Oil for dogs! I call it Groomio, and it’s a guaranteed success! How do I know? Trust me! I just feel it in my gut! No serious investor will trust their money to your gut. And you shouldn’t either. No matter how good you think your idea is, before you mortgage your house or quit your day-job, you owe it to yourself to thoroughly investigate its market viability—that is, a realistic, data-driven prediction on whether it can succeed in this marketplace. This applies to Fortune 500 companies and handmade soap sellers on Easy. One way or another, the…

  • Your Body on Carbs
    Articles,  Blog

    Your Body on Carbs

    You’ve probably heard that carbs are bad for you. And there’s a lot of us searching for signs they’re good, possibly sugar, or just the devil. But carbohydrates are your body’s main fuel source. So what do carbs actually DO when they pasta through your body? Carbohydrates in our food fall into three categories: sugars, starches, and dietary fibre. Sugars, like lactose, fructose, and sucrose, can be found in foods like milk, tangerines, and table sugar. Starches and dietary fibre are both long chains of sugars. And when we eat carbs, our saliva and stomach acid break long sugar chains down into short chains. Once the food reaches the intestines,…

  • Welcome to TWO CENTS!
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    Welcome to TWO CENTS!

    Money, it’s a pillar of human civilization. A hidden network that touches every part of our lives, what we eat, where we work, how we express ourselves. Your relationship with money may determine whether you find happiness or lead a stressed out life. But a little knowledge can make a huge difference. I’m Philip Olson. And, I’m Julia Lorenz-Olson. Join us as we unravel the mysteries of the world of finance where psychology and economics meet. Not only can it improve your life, you’ll learn a lot about how your own brain works, and why our world is the way it is. This is Two Cents.